At Earnest, we believe the fundamental role of lenders is to help people realize their hopes and dreams. Why the Earnest Scholarship Exists: At Earnest, we believe in helping people realize their hopes and dreams through further education. To give back to the community, Earnest launched a scholarship fund that will help students take on less debt. For every student loan we refinance, we put a percentage of our profits towards the scholarship fund. For more information, please visit website.